UOB Home Loans

UOB Home Loan for Purchase of Private Property

UOB Home Loan for Refinancing of Private Property

UOB Home Loan for Purchase of HDB Flat

UOB Home Loan for Refinancing of HDB Flat

Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.

Home Loan for Purchase of Private Property
Minimum mortgage of $100,000
Year 1	Board 4.61%
Year 2	Board 4.61%
Year 3	Board 4.61%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free switching to another loan package after 24 months 50% waiver of lock-in penalty if property is sold Rate is pegged to 3M Sora, 3M Sora is currently at 3.6114%
Year 1	4.00% (Fixed)
Year 2	4.00% (Fixed)
Year 3	Board 4.61%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free switching to another loan package after 24 months 50% Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora, 3M Sora is currently at 3.6114%
Minimum mortgage of $300,000
Year 1	4.00% (Fixed)
Year 2	4.00% (Fixed)
Year 3	4.00% (Fixed)
Thereafter	3M SORA + 1.00%
Lock-in period	3 years
Subsidy / Incentive	-
Remarks	Free switching to another loan package after 36 months 50% Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora, 3M Sora is currently at 3.6114%

Home Loan for Refinancing of Private Property

Home Loan for Purchase of HDB Flat
Minimum mortgage of $100,000
Year 1	Board 4.61%
Year 2	Board 4.61%
Year 3	Board 4.61%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free switching to another loan package after 24 months 50% waiver of lock-in penalty if property is sold Rate is pegged to 3M Sora, 3M Sora is currently at 3.6114%
Year 1	4.00% (Fixed)
Year 2	4.00% (Fixed)
Year 3	Board 4.61%
Thereafter	3M SORA + 1.00%
Lock-in period	2 years
Subsidy / Incentive	-
Remarks	Free switching to another loan package after 24 months 50% Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora, 3M Sora is currently at 3.6114%
Minimum mortgage of $300,000
Year 1	4.00% (Fixed)
Year 2	4.00% (Fixed)
Year 3	4.00% (Fixed)
Thereafter	3M SORA + 1.00%
Lock-in period	3 years
Subsidy / Incentive	-
Remarks	Free switching to another loan package after 36 months 50% Waiver of lock-in penalty if property is sold After fixed rate period, rate is pegged to 3M Sora, 3M Sora is currently at 3.6114%

Home Loan for Refinancing of HDB Flat