When Singapore’s newsrooms wanted a mortgage answer
Rates move, and when they do somebody has to explain what it means for the person paying the instalment. Our advisors have been asked to do that in the national press, on radio and on television.
Appearances
15 June 2007Print
The Straits Times
“Will banks deliver on better mortgage disclosure?”
A news analysis on the Association of Banks in Singapore’s new board-rate disclosure guidelines, quoting our Goh Eck Hong on whether they went far enough. Finko traded as My Happy House at the time.
Read the archived article →12 October 2008Print
The Sunday Times
“Finding best home loan as rates see-saw”
Property correspondent Joyce Teo on whether home owners should lock in a longer-term rate to ride out the volatility, at the height of the 2008 crash. Our Goh Eck Hong was among the advisers quoted — Finko traded as my housing loan then. Held in the National Library’s newspaper archive.
NLB NewspaperSG record →9 December 2008Radio
FM93.8
9 December 2008Radio
FM95.8
October 2011Television
Money Week, Channel U
On what the global slowdown was doing to the Singapore property market, and how buyers were weighing fixed rates against floating board rates.
September 2012Television
Money Week, Channel U
On the housing loan restrictions MAS was then tightening — weeks before the 35-year cap on loan tenure, and the lower loan-to-value limits that came with it, took effect that October.
What we can speak to
We hold live packages from 16 banks and lenders and daily compounded SORA data, so we can talk to what is actually being priced this week rather than what was announced.
Where rates actually are
Compounded SORA and what the banks are pricing over it — fixed, floating and board-rate packages, across purchase and refinancing.
What the rules do to borrowers
TDSR, the MAS medium-term rate floors, LTV and tenure limits, and how banks treat bonus, commission and rental income in practice.
The private market
Upgraders, second properties and ABSD, decoupling, bridging finance, and financing held through a company or a trust.
Or call 6836 8454, Mon – Fri, 9am – 7pm. See also about Finko and what our clients say.