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Standard Chartered Home Loans

Standard Chartered Home Loan for Purchase of Private Property

Standard Chartered Home Loan for Refinancing of Private Property

Standard Chartered Home Loan for Purchase of HDB Flat

Standard Chartered Home Loan for Refinancing of HDB Flat

Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.

Home Loan for Purchase of Private Property
Minimum mortgage of $100,000
Year 1 Board 1.70%
Year 2 Board 1.70%
Year 3 Board 1.70%
Thereafter Board 1.70%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 1.08%
Year 2 3M SIBOR + 1.08%
Year 3 3M SIBOR + 1.08%
Thereafter 3M SIBOR + 1.08%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.65% (Fixed)
Year 2 1.65% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $300,000
Year 1 1.45% (Fixed)
Year 2 1.45% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $500,000
Year 1 Board 1.35%
Year 2 Board 1.35%
Year 3 Board 1.35%
Thereafter Board 1.35%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.70%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive-
RemarksInterest Offset Ratio: 67%
Interest Offset Limit: 100%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 0.80%
Year 2 3M SIBOR + 0.80%
Year 3 3M SIBOR + 0.75%
Thereafter 3M SIBOR + 0.75%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.45% (Fixed)
Year 2 1.45% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $600,000
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $800,000
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $1,000,000
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Minimum mortgage of $1,500,000
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks

Home Loan for Refinancing of Private Property
Minimum mortgage of $100,000
Year 1 Board 1.70%
Year 2 Board 1.70%
Year 3 Board 1.70%
Thereafter Board 1.70%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Year 1 3M SIBOR + 1.08%
Year 2 3M SIBOR + 1.08%
Year 3 3M SIBOR + 1.08%
Thereafter 3M SIBOR + 1.08%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Year 1 1.65% (Fixed)
Year 2 1.65% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $300,000
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Minimum mortgage of $500,000
Year 1 Board 1.35%
Year 2 Board 1.35%
Year 3 Board 1.35%
Thereafter Board 1.35%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.40%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Year 1 1.45% (Fixed)
Year 2 1.45% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Minimum mortgage of $600,000
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.40%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
  • Valuation subsidy capped at $350
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Minimum mortgage of $800,000
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Minimum mortgage of $1,000,000
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.40%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $500
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Minimum mortgage of $1,200,000
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Minimum mortgage of $1,500,000
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold

Home Loan for Purchase of HDB Flat
Minimum mortgage of $100,000
Year 1 Board 1.70%
Year 2 Board 1.70%
Year 3 Board 1.70%
Thereafter Board 1.70%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 1.08%
Year 2 3M SIBOR + 1.08%
Year 3 3M SIBOR + 1.08%
Thereafter 3M SIBOR + 1.08%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.65% (Fixed)
Year 2 1.65% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $300,000
Year 1 1.45% (Fixed)
Year 2 1.45% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $500,000
Year 1 Board 1.35%
Year 2 Board 1.35%
Year 3 Board 1.35%
Thereafter Board 1.35%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.70%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive-
RemarksInterest Offset Ratio: 67%
Interest Offset Limit: 100%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 0.80%
Year 2 3M SIBOR + 0.80%
Year 3 3M SIBOR + 0.75%
Thereafter 3M SIBOR + 0.75%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.45% (Fixed)
Year 2 1.45% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $600,000
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $800,000
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $1,000,000
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Minimum mortgage of $1,500,000
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks

Home Loan for Refinancing of HDB Flat
Minimum mortgage of $100,000
Year 1 Board 1.70%
Year 2 Board 1.70%
Year 3 Board 1.70%
Thereafter Board 1.70%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Year 1 3M SIBOR + 1.08%
Year 2 3M SIBOR + 1.08%
Year 3 3M SIBOR + 1.08%
Thereafter 3M SIBOR + 1.08%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Year 1 1.65% (Fixed)
Year 2 1.65% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
Minimum mortgage of $300,000
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Minimum mortgage of $500,000
Year 1 Board 1.35%
Year 2 Board 1.35%
Year 3 Board 1.35%
Thereafter Board 1.35%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.40%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
Year 1 3M SIBOR + 0.85%
Year 2 3M SIBOR + 0.85%
Year 3 3M SIBOR + 0.85%
Thereafter 3M SIBOR + 0.85%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Year 1 1.45% (Fixed)
Year 2 1.45% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
Minimum mortgage of $600,000
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.40%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
  • Valuation subsidy capped at $350
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.55% (Fixed)
Year 2 1.55% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Minimum mortgage of $800,000
Year 1 3M SIBOR + 0.75%
Year 2 3M SIBOR + 0.75%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $350
Minimum mortgage of $1,000,000
Year 1 Board 1.40%
Year 2 Board 1.40%
Year 3 Board 1.40%
Thereafter Board 1.40%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Rate pegged to fixed deposit rate (FD), FD is currently at 1.02%
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 3M SIBOR + 0.70%
Year 2 3M SIBOR + 0.70%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 1.30% (Fixed)
Year 2 1.30% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $500
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Year 1 1.50% (Fixed)
Year 2 1.50% (Fixed)
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Minimum mortgage of $1,200,000
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold
Minimum mortgage of $1,500,000
Year 1 3M SIBOR + 0.65%
Year 2 3M SIBOR + 0.65%
Year 3 3M SIBOR + 1.00%
Thereafter 3M SIBOR + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,000)
Remarks
  • Valuation subsidy capped at $500
  • Free switching to another loan package after 24 months or Waiver of lock-in penalty if property is sold

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