Standard Chartered Home Loan for Purchase of Private Property
Standard Chartered Home Loan for Refinancing of Private Property
Standard Chartered Home Loan for Purchase of HDB Flat
Standard Chartered Home Loan for Refinancing of HDB Flat
Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.
 Home Loan for Purchase of Private Property |
|
|---|---|
| Minimum mortgage of $100,000 | |
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | Board 2.45% |
| Year 2 | Board 2.45% |
| Year 3 | Board 2.45% |
| Thereafter | Board 2.45% |
| Lock-in period | - |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.35% |
| Year 2 | 1M SIBOR + 0.35% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | Interest Offset Ratio: 67% Interest Offset Limit: 100% |
| Year 1 | 1M SIBOR + 0.50% |
| Year 2 | 1M SIBOR + 0.50% |
| Year 3 | 1M SIBOR + 0.50% |
| Thereafter | 1M SIBOR + 0.60% |
| Lock-in period | - |
| Subsidy / Incentive | - |
| Remarks | |
| Minimum mortgage of $500,000 | |
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
Interest Offset Limit: 100% |
| Year 1 | Board 2.25% |
| Year 2 | Board 2.25% |
| Year 3 | Board 2.25% |
| Thereafter | Board 2.25% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | Board 2.20% |
| Year 2 | Board 2.20% |
| Year 3 | Board 2.20% |
| Thereafter | Board 2.20% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.30% |
| Year 2 | 1M SIBOR + 0.30% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.25% |
| Year 2 | 3M SIBOR + 0.25% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 1M SIBOR + 0.25% |
| Year 2 | 1M SIBOR + 0.25% |
| Year 3 | 1M SIBOR + 0.30% |
| Thereafter | 1M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.20% |
| Year 2 | 3M SIBOR + 0.20% |
| Year 3 | 3M SIBOR + 0.25% |
| Thereafter | 3M SIBOR + 0.40% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 1.89% (Fixed) |
| Year 2 | 1.89% (Fixed) |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Minimum mortgage of $1,500,000 | |
| Year 1 | Board 2.25% |
| Year 2 | Board 2.25% |
| Year 3 | Board 2.25% |
| Thereafter | Board 2.25% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
Interest Offset Limit: 100% |
| Year 1 | Board 2.20% |
| Year 2 | Board 2.20% |
| Year 3 | Board 2.20% |
| Thereafter | Board 2.20% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Home Loan for Refinancing of Private Property |
|
|---|---|
| No minimum mortgage requirement | |
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Minimum mortgage of $100,000 | |
| Year 1 | 1M SIBOR + 0.35% |
| Year 2 | 1M SIBOR + 0.35% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | Interest Offset Ratio: 67% Interest Offset Limit: 100% |
| Year 1 | 1M SIBOR + 0.50% |
| Year 2 | 1M SIBOR + 0.50% |
| Year 3 | 1M SIBOR + 0.50% |
| Thereafter | 1M SIBOR + 0.60% |
| Lock-in period | - |
| Subsidy / Incentive | - |
| Remarks | |
| Minimum mortgage of $400,000 | |
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.35% |
| Year 2 | 1M SIBOR + 0.35% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | Interest Offset Ratio: 67% Interest Offset Limit: 100% |
| Minimum mortgage of $500,000 | |
| Year 1 | Board 2.45% |
| Year 2 | Board 2.45% |
| Year 3 | Board 2.45% |
| Thereafter | Board 2.45% |
| Lock-in period | - |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
Interest Offset Limit: 100% |
| Year 1 | Board 2.25% |
| Year 2 | Board 2.25% |
| Year 3 | Board 2.25% |
| Thereafter | Board 2.25% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | Board 2.20% |
| Year 2 | Board 2.20% |
| Year 3 | Board 2.20% |
| Thereafter | Board 2.20% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.30% |
| Year 2 | 1M SIBOR + 0.30% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 3M SIBOR + 0.25% |
| Year 2 | 3M SIBOR + 0.25% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1M SIBOR + 0.40% |
| Year 2 | 1M SIBOR + 0.40% |
| Year 3 | 1M SIBOR + 0.50% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | Interest Offset Ratio: 67% Interest Offset Limit: 100% |
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1M SIBOR + 0.25% |
| Year 2 | 1M SIBOR + 0.25% |
| Year 3 | 1M SIBOR + 0.30% |
| Thereafter | 1M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.20% |
| Year 2 | 3M SIBOR + 0.20% |
| Year 3 | 3M SIBOR + 0.25% |
| Thereafter | 3M SIBOR + 0.40% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1.89% (Fixed) |
| Year 2 | 1.89% (Fixed) |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Minimum mortgage of $1,500,000 | |
| Year 1 | Board 2.25% |
| Year 2 | Board 2.25% |
| Year 3 | Board 2.25% |
| Thereafter | Board 2.25% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
Interest Offset Limit: 100% |
| Year 1 | Board 2.20% |
| Year 2 | Board 2.20% |
| Year 3 | Board 2.20% |
| Thereafter | Board 2.20% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Home Loan for Purchase of HDB Flat |
|
|---|---|
| Minimum mortgage of $100,000 | |
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | Board 2.45% |
| Year 2 | Board 2.45% |
| Year 3 | Board 2.45% |
| Thereafter | Board 2.45% |
| Lock-in period | - |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.35% |
| Year 2 | 1M SIBOR + 0.35% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 1M SIBOR + 0.50% |
| Year 2 | 1M SIBOR + 0.50% |
| Year 3 | 1M SIBOR + 0.50% |
| Thereafter | 1M SIBOR + 0.60% |
| Lock-in period | - |
| Subsidy / Incentive | - |
| Remarks | |
| Minimum mortgage of $500,000 | |
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
Interest Offset Limit: 100% |
| Year 1 | Board 2.25% |
| Year 2 | Board 2.25% |
| Year 3 | Board 2.25% |
| Thereafter | Board 2.25% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | Board 2.20% |
| Year 2 | Board 2.20% |
| Year 3 | Board 2.20% |
| Thereafter | Board 2.20% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.30% |
| Year 2 | 1M SIBOR + 0.30% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.25% |
| Year 2 | 3M SIBOR + 0.25% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 1M SIBOR + 0.25% |
| Year 2 | 1M SIBOR + 0.25% |
| Year 3 | 1M SIBOR + 0.30% |
| Thereafter | 1M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.20% |
| Year 2 | 3M SIBOR + 0.20% |
| Year 3 | 3M SIBOR + 0.25% |
| Thereafter | 3M SIBOR + 0.40% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 1.89% (Fixed) |
| Year 2 | 1.89% (Fixed) |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Home Loan for Refinancing of HDB Flat |
|
|---|---|
| Minimum mortgage of $100,000 | |
| Year 1 | 1M SIBOR + 0.35% |
| Year 2 | 1M SIBOR + 0.35% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | - |
| Remarks | |
| Year 1 | 1M SIBOR + 0.50% |
| Year 2 | 1M SIBOR + 0.50% |
| Year 3 | 1M SIBOR + 0.50% |
| Thereafter | 1M SIBOR + 0.60% |
| Lock-in period | - |
| Subsidy / Incentive | - |
| Remarks | |
| Minimum mortgage of $400,000 | |
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.30% |
| Year 2 | 3M SIBOR + 0.30% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1M SIBOR + 0.35% |
| Year 2 | 1M SIBOR + 0.35% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Minimum mortgage of $500,000 | |
| Year 1 | Board 2.45% |
| Year 2 | Board 2.45% |
| Year 3 | Board 2.45% |
| Thereafter | Board 2.45% |
| Lock-in period | - |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | Board 2.30% |
| Year 2 | Board 2.30% |
| Year 3 | Board 2.30% |
| Thereafter | Board 2.30% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
Interest Offset Limit: 100% |
| Year 1 | Board 2.25% |
| Year 2 | Board 2.25% |
| Year 3 | Board 2.25% |
| Thereafter | Board 2.25% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | Board 2.20% |
| Year 2 | Board 2.20% |
| Year 3 | Board 2.20% |
| Thereafter | Board 2.20% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 1M SIBOR + 0.30% |
| Year 2 | 1M SIBOR + 0.30% |
| Year 3 | 1M SIBOR + 0.35% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 3M SIBOR + 0.25% |
| Year 2 | 3M SIBOR + 0.25% |
| Year 3 | 3M SIBOR + 0.30% |
| Thereafter | 3M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1M SIBOR + 0.40% |
| Year 2 | 1M SIBOR + 0.40% |
| Year 3 | 1M SIBOR + 0.50% |
| Thereafter | 1M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | Interest Offset Ratio: 67% Interest Offset Limit: 100% |
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1M SIBOR + 0.25% |
| Year 2 | 1M SIBOR + 0.25% |
| Year 3 | 1M SIBOR + 0.30% |
| Thereafter | 1M SIBOR + 0.45% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.20% |
| Year 2 | 3M SIBOR + 0.20% |
| Year 3 | 3M SIBOR + 0.25% |
| Thereafter | 3M SIBOR + 0.40% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks |
|
| Year 1 | 3M SIBOR + 0.15% |
| Year 2 | 3M SIBOR + 0.15% |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |
| Year 1 | 1.89% (Fixed) |
| Year 2 | 1.89% (Fixed) |
| Year 3 | 3M SIBOR + 0.50% |
| Thereafter | 3M SIBOR + 0.50% |
| Lock-in period | 2 years |
| Subsidy / Incentive | 0.4% (max $1,800) |
| Remarks | |