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Standard Chartered Home Loans

Standard Chartered Home Loan for Purchase of Private Property

Standard Chartered Home Loan for Refinancing of Private Property

Standard Chartered Home Loan for Purchase of HDB Flat

Standard Chartered Home Loan for Refinancing of HDB Flat

Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.

Home Loan for Purchase of Private Property
Minimum mortgage of $100,000
Year 1 3M SORA + 1.00%
Year 2 3M SORA + 1.00%
Year 3 3M SORA + 1.00%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 4.25% (Fixed)
Year 2 4.25% (Fixed)
Year 3 3M SORA + 1.00%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $300,000
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $500,000
Year 1 3M SORA + 0.60%
Year 2 3M SORA + 0.60%
Year 3 3M SORA + 0.65%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $700,000
Year 1 3M SORA + 0.55%
Year 2 3M SORA + 0.55%
Year 3 3M SORA + 0.60%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3M SORA + 0.60%
Year 2 3M SORA + 0.60%
Year 3 3M SORA + 0.65%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,000,000
Year 1 3M SORA + 0.50%
Year 2 3M SORA + 0.50%
Year 3 3M SORA + 0.55%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3M SORA + 0.55%
Year 2 3M SORA + 0.55%
Year 3 3M SORA + 0.60%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,200,000
Year 1 3M SORA + 0.50%
Year 2 3M SORA + 0.50%
Year 3 3M SORA + 0.55%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,500,000
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%

Home Loan for Refinancing of Private Property
Minimum mortgage of $100,000
Year 1 4.25% (Fixed)
Year 2 4.25% (Fixed)
Year 3 3M SORA + 1.00%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $300,000
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $500,000
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $700,000
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,000,000
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,500,000
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%

Home Loan for Purchase of HDB Flat
Minimum mortgage of $100,000
Year 1 3M SORA + 1.00%
Year 2 3M SORA + 1.00%
Year 3 3M SORA + 1.00%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 4.25% (Fixed)
Year 2 4.25% (Fixed)
Year 3 3M SORA + 1.00%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $300,000
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $500,000
Year 1 3M SORA + 0.60%
Year 2 3M SORA + 0.60%
Year 3 3M SORA + 0.65%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $700,000
Year 1 3M SORA + 0.55%
Year 2 3M SORA + 0.55%
Year 3 3M SORA + 0.60%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3M SORA + 0.60%
Year 2 3M SORA + 0.60%
Year 3 3M SORA + 0.65%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,000,000
Year 1 3M SORA + 0.50%
Year 2 3M SORA + 0.50%
Year 3 3M SORA + 0.55%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3M SORA + 0.55%
Year 2 3M SORA + 0.55%
Year 3 3M SORA + 0.60%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,200,000
Year 1 3M SORA + 0.50%
Year 2 3M SORA + 0.50%
Year 3 3M SORA + 0.55%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 12 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,500,000
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%

Home Loan for Refinancing of HDB Flat
Minimum mortgage of $100,000
Year 1 4.25% (Fixed)
Year 2 4.25% (Fixed)
Year 3 3M SORA + 1.00%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $300,000
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $500,000
Year 1 3.10% (Fixed)
Year 2 3.10% (Fixed)
Year 3 3M SORA + 0.90%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $700,000
Year 1 3.05% (Fixed)
Year 2 3.05% (Fixed)
Year 3 3M SORA + 0.80%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,000,000
Year 1 2.90% (Fixed)
Year 2 2.90% (Fixed)
Year 3 3M SORA + 0.75%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%
Minimum mortgage of $1,500,000
Year 1 2.80% (Fixed)
Year 2 2.80% (Fixed)
Year 3 3M SORA + 0.70%
Thereafter 3M SORA + 1.00%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $1,800)
Remarks
  • Free conversion after 24 months
  • Rate is pegged to 3M Sora, 3M Sora is currently at 3.6412%

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