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Citibank Home Loans

Citibank Home Loan for Purchase of Private Property

Citibank Home Loan for Refinancing of Private Property

Citibank Home Loan for Purchase of HDB Flat

Citibank Home Loan for Refinancing of HDB Flat

Do note that the rates below are indicative. For the best home loans specific to you, please contact us or use the Finko home loan comparison.

Home Loan for Purchase of Private Property
Minimum mortgage of $100,000
Year 1 Board 1.10%
Year 2 Board 1.10%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.20%
Year 2 Board 1.20%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.02%
Year 2 Board 1.02%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.28%
Year 2 Board 1.28%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.07%
Year 2 Board 1.07%
Year 3 Board 1.40%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Minimum mortgage of $800,000
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.23%
Year 2 Board 1.23%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.05%
Year 2 Board 1.05%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.15%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 0.97%
Year 2 Board 0.97%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.00%
Year 2 Board 1.00%
Year 3 Board 1.40%
Thereafter 3M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.08%
Year 2 Board 1.08%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%

Home Loan for Refinancing of Private Property
Minimum mortgage of $100,000
Year 1 Board 1.07%
Year 2 Board 1.07%
Year 3 Board 1.40%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.2% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.28%
Year 2 Board 1.28%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.20%
Year 2 Board 1.20%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.10%
Year 2 Board 1.10%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.2% (max $5,000)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.02%
Year 2 Board 1.02%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.2% (max $5,000)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Minimum mortgage of $800,000
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.08%
Year 2 Board 1.08%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.05%
Year 2 Board 1.05%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.4% (max $5,000)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.23%
Year 2 Board 1.23%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.00%
Year 2 Board 1.00%
Year 3 Board 1.40%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 0.97%
Year 2 Board 0.97%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.4% (max $5,000)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%

Home Loan for Purchase of HDB Flat
Minimum mortgage of $100,000
Year 1 Board 1.10%
Year 2 Board 1.10%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.20%
Year 2 Board 1.20%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.02%
Year 2 Board 1.02%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.28%
Year 2 Board 1.28%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.07%
Year 2 Board 1.07%
Year 3 Board 1.40%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Minimum mortgage of $800,000
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.23%
Year 2 Board 1.23%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.05%
Year 2 Board 1.05%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.15%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 0.97%
Year 2 Board 0.97%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.00%
Year 2 Board 1.00%
Year 3 Board 1.40%
Thereafter 3M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.08%
Year 2 Board 1.08%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive-
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%

Home Loan for Refinancing of HDB Flat
Minimum mortgage of $100,000
Year 1 Board 1.07%
Year 2 Board 1.07%
Year 3 Board 1.40%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.2% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.28%
Year 2 Board 1.28%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.20%
Year 2 Board 1.20%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.10%
Year 2 Board 1.10%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.2% (max $5,000)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.02%
Year 2 Board 1.02%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.2% (max $5,000)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Minimum mortgage of $800,000
Year 1 Board 1.15%
Year 2 Board 1.15%
Year 3 Board 1.60%
Thereafter 3M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.08%
Year 2 Board 1.08%
Year 3 Board 1.48%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.05%
Year 2 Board 1.05%
Year 3 Board 1.43%
Thereafter 1M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.4% (max $5,000)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.23%
Year 2 Board 1.23%
Year 3 Board 1.68%
Thereafter 1M CMPD Sora + 1.30%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 1M Sora
  • 1M Sora is currently at 0.3827%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 1.00%
Year 2 Board 1.00%
Year 3 Board 1.40%
Thereafter 1M CMPD Sora + 1.10%
Lock-in period 2 years
Subsidy / Incentive0.4% (max $2,500)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%
Year 1 Board 0.97%
Year 2 Board 0.97%
Year 3 Board 1.35%
Thereafter 3M CMPD Sora + 1.05%
Lock-in period -
Subsidy / Incentive0.4% (max $5,000)
Remarks
  • Rate is pegged to 3M Sora
  • 3M Sora is currently at 0.2957%
Interest Offset Ratio: 50%
Interest Offset Limit: 50%

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